The Debt Arrangement Scheme FAQs

What will happen if my income and/or expenditure change?

If your money situation changes, you can apply to your DAS administrator to vary the terms of your payment plan.

I am in a Trust Deed, am I eligible for the Debt Payment Programme?

You are not able to apply if you are in a Trust Deed, are bankrupt or are subject to a bankruptcy order.

I am a sole trader will my business debts be taken into consideration?

In certain situations your business debts can also be included in your debt payment programme. Please contact a Carrington Dean advisor on freephone 0800 019 5696 for more information and advice.

Can I apply for a debt payment programme if I have mortgage arrears?

Yes, you can apply for a debt payment programme if you have mortgage arrears. However, a debt payment programme will only be suitable if you can continue to meet your regular mortgage payments as they fall, as only the arrears will be covered in the programme.

If you have any further questions please contact us on freephone 0800 3777 549.