Quick checklist of solutions

   DAS   Scheme    Debt
Management 
 Consolidation
loans
 Protected
Deeds
 Banckruptcy/
Sequestration
Will my Creditors stop chasing me?  Tick  X  Tick  Tick  Tick
Does it protect me from all of my unsecured Creditors?  Tick  X  X  Tick  Tick
Will this avoid my situation being made public in my local papers?  Tick  Tick  Tick  Tick  Tick
Will I be able to avoid selling my house to release equity?  Tick  Tick  Tick  Tick  X
Does it stop the interest charges?  Tick  X  Tick  Tick  Tick
Are my creditors now legally obliged to write of the debt?  X  X  X  Tick  Tick
Does it avoid the stigma
of bankruptcy?
 Tick  Tick  Tick  Tick  X
Does the arrangment run for a fixed period of time?  Tick  X  Tick  Tick  Tick

Do the people providing the service have to be professionally qualified?

 Tick  X  Tick  Tick  Tick